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பணம் பற்றி Tamil-ல் தெளிவாக. Free calculators for every Indian family.
Plan your daughter’s Sukanya Samriddhi, your son’s PPF (Ponmagan), and your mutual fund SIPs with calculators that follow the official rules, not guesswork.
Pradeep Wealth Talks | Tamil
Personal finance, investing and government schemes explained simply in Tamil.
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Sukanya Samriddhi Calculator
செல்வமகள் · 8.2% tax-free · ₹71.82 lakh max at 21 years
Open calculator →👦PPF Calculator (Ponmagan)
பொன்மகன் · 7.1% tax-free · 5-year extensions to ₹1 crore
Open calculator →📈SIP Calculator
Monthly mutual fund SIP with yearly step-up and inflation
Open calculator →💰Lumpsum Calculator
One-time mutual fund investment, future value and today’s value
Open calculator →Why these calculators are different
- Official rules, built in. Sukanya and PPF interest is worked out monthly on the lowest balance between the 5th and month-end and credited on 31 March, exactly as the scheme rules say. That is why paying by 5 April shows more money than paying in March.
- Limits and warnings. ₹1.5 lakh yearly caps, minimum deposits, age limits and the parent + child PPF limit are checked as you type.
- Honest numbers. Every result says what it assumes. Scheme rates change every quarter and mutual fund returns are never guaranteed.
- Made for screen-sharing. Big numbers, Tamil labels and a big-screen mode, used live in our YouTube videos.
Current small savings rates (Oct–Dec 2026)
| Scheme | Rate | Tax on interest |
|---|---|---|
| Sukanya Samriddhi (Selvamagal) | 8.2% | Tax-free |
| Public Provident Fund (PPF / Ponmagan) | 7.1% | Tax-free |
Source: Ministry of Finance notification for Oct–Dec 2026 (reported by Business Today, 30 Sep 2026). Rates are reviewed every quarter.